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Farm & Ranch

The farm/ranch policy offers both flexibility and broad protection for today's farm owner. Whether you operate your horse farm as an individual, partnership, or corporation we offer the necessary insurance protection that YOU need.

Coverage is available for all different types of farm structures: Your Main Dwelling, Contents, Loss of   Use, Tenant Dwellings, Barns and other outbuildings, such as garage, workshop, pipe pens, mare motel & covered arenas. We can also add valuable personal articles such as jewelry, furs, fine art, musical instruments, guns & cameras.  

Loss of Use coverage provides payment for certain losses when your home ís damaged and rendered unìnhabìtable because of an insured loss.

Scheduled Farm Personal Property coverage provides protection for scheduled items such as, Tack, Saddles, Bridles, Hay, Shavings, Feed, Tractors, Farm Equipment, ATV's, Golf Carts, Gates, Fencing, Pumps, etc.

Unscheduled Farm Personal Property coverage provides coverage for Misc. Tack, Tools & Equipment  valued under $2,500 used in your farming operations.

Farm Liability provides Liability Coverage up to the limits on the policy for damages due to bodily injury or property damage caused by an occurrence to which your insurance applies.

On a separate policy, coverage is available for personal automobiles, trucks, horse trailers & trailers used  in farming or related to an agricultural operation. Umbrella or Excess Liability is available with limits from $1 million to $10 million in excess of your underlying liability limits & can go over your personal & business auto policy, as well as your workers’ compensation policy. Higher limits are also available.

Farm & Ranch
Care, Custody & Control
Commercial Equine Liability
Farm & Ranch Application