AUTO INSURANCE
Personal Auto Insurance is insurance purchased for cars, trucks, and other vehicles. Its primary use is to provide protection against losses incurred as a result of traffic accidents and against liability that could be incurred in an accident.
If you own a car, auto insurance is not just an option—it is a legal necessity. And you wouldn't want it any other way. If you are involved in an accident or have your car stolen, owning the right kind of auto insurance can help to ease a difficult situation.
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Auto insurance provides property, liability and medical coverage:
- Property coverage pays for damage to or theft of your car.
- Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
- Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverage’s. If you're financing a car, your lender may also have requirements.
Do you have classic car that you need to insure? We have many programs to accommodate your needs. Call us for a free quote!
When we insure both your home and auto you will receive a discount on both policies, ask us for details!
Look to us for all of your personal insurance including Home, Auto, Boat, Recreational Vehicle, Umbrella, and Renters Insurance.
We are fortunate to represent the finest insurance companies providing personal insurance!
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*Please note: This website provides only a simplified description of coverage’s and is not a statement of contract. Coverage may not apply in all states. When you receive your policy please read the complete details on coverage’s, limits, conditions, exclusions and all endorsements.
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