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What is General Liability Insurance?
General Liability and Property Coverage are the most basic types of commercial insurance and are limited to liability claims of bodily injury or property damage. General liability coverage is provided for accidents on your premises or client locations. Some client contracts also refer to these policies as Comprehensive Commercial Liability. It is important to remember that these policies exclude errors and omissions type claims related to the delivery of your professional services.

General Liability policies cover 4 categories of business liability

• Bodily Injury
• Personal Injury (including Libel or Slander)
• Property Damage
• Advertising Injury

Consider a General Liability Insurance Package Policy
When you're evaluating general liability insurance, consider a package policy such as a Business Owner's Policy (BOP). A Business Owner's Policy combines General Liability Insurance and Property coverage in a single insurance policy. By combining Property and General Liability insurance into a BOP, you may find that you can get lower rates than you would get from two separate policies.

We have programs for all of your commercial insurance needs. 
For example:

• Restaurant Packages
• Garage Keepers Packages
• Auto Dealers Packages
• Commercial Auto
• Professional Liability
• Directors and Officers Liability
• Liability and Property
• Pony Rides
• Petting Zoos
• Horse Drawn Carriage Rides

And Many More!

No risk is too big or too small for Laurel Fowler Insurance Broker, Inc.!  Contact us for all of your commercial insurance needs. There are various types of business, and each risk is unique.  Please contact me if you have any questions.  My goal is build a lifelong trusted relationship.

*Please note: This website provides only a simplified description of coverage’s and is not a statement of contract.  Coverage may not apply in all states.  When you receive your policy please read the complete details on coverage’s, limits, conditions, exclusions and all endorsements.